Terms of Service

1. Acceptance of Terms

By accessing or using FindGrowAndKeep ("FGK," "we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.

2. Description of Service

FindGrowAndKeep is a career development platform for professionals and organizations. The Service provides:

• Personal tools: Professional journal, competency tracking, self-assessment, AI-powered career insights
• Team tools: Organization management, competency-based hiring, opportunity posting (Manager tier)
• AI features: Career advice, competency gap analysis, personalized insights

3. Eligibility

You must be at least 13 years old to use the Service. If you are under 18, you must have permission from a parent or legal guardian.

4. Account Registration

4.1 Account Creation

By creating an account, you agree to:

• Provide accurate, current, and complete information
• Maintain and update your account information
• Maintain the security of your credentials
• Notify us immediately of any unauthorized use

4.2 Account Security

You are responsible for all activities under your account. We are not liable for losses from failure to protect your credentials.

4.3 Account Termination

We may suspend or terminate your account for violating these Terms or engaging in fraudulent, abusive, or illegal activities.

5. Subscriptions and Payments

5.1 Subscription Tiers

Individual Tier ($7.99-11.99/month):

• Full personal career development features
• Professional journal, competency tracking, AI advisor
• Personality assessments and career insights

Manager Tier ($49.99-79.99/year):

• All Individual tier features
• Organization and team management
• Job posting and application review
• Team collaboration and analytics

5.2 Payment Processing

• iOS: Apple In-App Purchase
• Web: Stripe

5.3 Apple In-App Purchase Terms

• Payment charged to your Apple ID at confirmation
• Auto-renews unless turned off 24+ hours before period end
• Manage subscriptions in Apple ID Account Settings
• Refunds handled by Apple: support.apple.com

5.4 Refund Policy

• Apple: Request through Apple Support
• Stripe: Email support@findgrowandkeep.com

6. AI-Generated Content

• Not Professional Advice: AI content is informational only, not career counseling or legal advice
• Accuracy Not Guaranteed: AI may contain errors or outdated information
• Human Review Recommended: Use professional judgment for important decisions
• Your Responsibility: You are responsible for actions based on AI content

7. Privacy

Our Privacy Policy explains how we collect, use, and protect your information. By using the Service, you consent to our data practices.

8. Disclaimers and Limitations

8.1 Service "As Is"

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.

8.2 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FGK SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES. TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT PAID IN THE 12 MONTHS PRECEDING THE CLAIM, OR $100, WHICHEVER IS GREATER.

9. Contact Information